Feb 21, 2019 | Estate, Retirement, Taxes & Financial Planning
If you’re charitably inclined and hold meaningful amounts of appreciated stock, such as shares acquired from a stock option exercise, restricted stock/RSU vesting, or ESPP purchase, donating stock instead of cash can be a smart tax-planning move. Given the changes in...
Feb 21, 2019 | Estate, Retirement, Taxes & Financial Planning
Many seniors find that their newly severely restricted itemized deductions fall short of their personal deductions ($24,000 married filing jointly). So their charitable contributions may be worth zero on their tax returns. That’s a little bit of a bummer even though...
Jan 23, 2019 | Financial Planning, Medicare/Long-term Care, Retirement, Taxes & Financial Planning
Social Security is an extremely valuable retirement resource for women. It’s valuable for men too, of course, but as a demographic, women derive more benefit from this government-sponsored retirement program. To gain these benefits, however, women need to understand...
Oct 22, 2018 | Financial Planning, Investing, Retirement
When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place. All true. If you want to...
Oct 3, 2018 | Financial Planning, Investing, Retirement
Time for a little thought experiment: Take a moment and think of the savings you will need in retirement. Got it? Good. Now here is the hard truth: That number is likely low. That is not a personal judgment of your standard of living, your income, your savings or your...
Apr 10, 2018 | Financial Planning, Retirement
Do you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. If you have little saved for retirement at age 50 (or thereabouts), there is still much you can do to generate a fund for your future and to sustain...
