Insights from Encore

Here is a collection of finance-related news and information we consider worth knowing.

The content included here is meant for general use only; it is not to be considered advice.

Why DIY Investment Management Is Such a Risk

Paying attention to the wrong things becomes all too easy. If you ever have the inkling to manage your investments on your own, that inkling is worth reconsidering. Do-it-yourself investment management is generally a bad idea for the retail investor for myriad...

Saving Early & Letting Time Work for You

The earlier you start pursuing financial goals, the better your outcome may be. As a young investor, you have a powerful ally on your side: time. When you start saving and investing for retirement in your twenties or thirties, you can put it to work for you. The...

Paying for College While Saving for Retirement

These two objectives are not mutually exclusive. It can be done. All across America, families are meeting a mighty financial challenge – the challenge of paying college costs with retirement potentially on the horizon. How do they do it? They go about it consistently;...

Mistakes Families Make with 529 Plans

5 common errors to avoid + 2 big factors to consider. Most families that start 529 college savings plans have done their “homework” about these programs. Missteps are made, though, often with the distribution of 529 plan assets. Here are some of the major gaffes, and...

Do Our Biases Affect Our Financial Choices?

Even the most seasoned investors are prone to their influence. Investors are routinely warned about allowing their emotions to influence their decisions.  They are less routinely cautioned about letting their preconceptions and biases color their financial choices. In...

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We want to express our gratitude to all of the postal workers out there who tirelessly deliver our mail and packages. Thank you for all you do! #NationalPostalWorkersDay ... See MoreSee Less

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Meet Rich Galka. Rich is serving the Cadillac area for Encore Financial Group and has 20 years of experience as an independent life and health agent. Someday Rich hopes to take a family vacation to Alaska and enjoys riding his motorcycle, walking his Golden Retriever, and collecting coins. Learn more about Rich and our other representatives at ... See MoreSee Less

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A classic small-town view. ❤️ ... See MoreSee Less

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Tuesday Tips: 5 ways to teach your kid to think like an entrepreneur ==> Are you an entrepreneur? Be sure to contact us for a complimentary business consultation. Learn more at or call 877.6ENCOR ... See MoreSee Less

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Don’t forget to enter our fun “caption this” contest.⭐️CONTEST⭐️ CAPTION THIS PHOTO. Submit your caption and you could win gift card from the Petoskey Golf Center for one hour in the GC quad simulator, $40 value. 🏌️‍♀️Here is how:

1. Comment on this post with your caption. One caption per comment but you may comment more than once.
2. Share this post and encourage your friends and family to like your comment. Sharing is not required.
3. The comment with the most reactions by July 2, 2020, will be selected. If there is a tie, we will randomly select a winner. Any comment deemed inappropriate by Encore Financial Group will be deleted.

🙂This is for fun and to support local businesses. This contest is not endorsed by Facebook or affiliated with Facebook. We will try to do one of these each month and choose a new business for our giveaway.

P.S. Don't try to recreate this photo. If you do, visit our website for our suite of services, you'll need them:
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At Encore Financial Group, we are dedicated to helping members of our community achieve and maintain financial independence. We do this via a holistic approach to reducing risk, offering protection services and potential growth opportunities for our clients who love their family and are serious about their money.

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