Insights from Encore

Here is a collection of finance-related news and information we consider worth knowing.

The content included here is meant for general use only; it is not to be considered advice.

Universal Life Insurance

Universal life insurance is permanent life insurance – that is, it remains in force for your whole life as long as the premiums are paid. But universal life insurance has an important difference from other types of permanent insurance: it provides a flexible premium....

MONTHLY ECONOMIC UPDATE SEPTEMBER 2020

U.S. Markets Stock prices surged in August as investors cheered positive news of a potential COVID-19 treatment and welcomed a month-long succession of upbeat economic data. The Dow Jones Industrial Average rose 7.57 percent, the Standard & Poor’s 500 Index...

Keep Your Life Insurance When You Retire

Keep Your Life Insurance When You Retire Some good reasons to retain it. Do you need a life insurance policy in retirement? One school of thought says no. The kids are grown, and the need to financially insulate the household against the loss of a breadwinner has...

MONTHLY ECONOMIC UPDATE AUGUST 2020

U.S. Markets Stock prices rallied in July as further development of a COVID-19 vaccine and better-than-expected corporate financial reports encouraged investors. The S&P 500 gained 5.5 percent, while the Nasdaq Composite picked up 6.8 percent. The Dow Industrial...

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Happy birthday to our founder and fearless leader Dennis Hesselink! πŸŽˆπŸŽ‰πŸŽIt's an exciting year for Dennis, at age 6️⃣5️⃣ he is eligible for Medicare! What a coincidence to celebrate his 65th birthday on the first day of Medicare open enrollment!!!If you are 65 or older be sure to review your Medicare plan with an agent now through December 7. Changes to your plan take effect Jan 1, 2022. Send us a message to schedule an appointment.Be sure to tell Dennis happy birthday when you see him πŸ₯³πŸŽ‚ ... See MoreSee Less
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#FridayFactsToday starts the Annual Enrollment Period for Medicare insurance policies. If you are on Medicare it's time to review your plan and make sure it's fitting your needs and budget. Our team of agents know the in's and out's of Medicare to help you make the best decision for you. Here are some interesting facts about #medicare1) There are 4 parts to Medicare: A (hospital insurance), B (medical insurance), C (combination insurance through private insurer), D (prescription coverage).2) A few things Medicare Part A & B do NOT cover: *Most dental care *Eye exams related to prescribing glasses *Dentures *Hearing aids and exams for fitting them*Routine foot care. Having a supplement may fill some of these gaps.3) When you turn age 65 you have a 7 month window to sign up for Medicare; 3 months before your birthday, your birth month, and 3 months afterward.4) Medicare can be confusing and the plans change each year. Our agents walk through the process with you at no cost! Review your Medicare plan with an agent now. You have until December 7 to make any changes. Send us a message!#medicare #medicareinsurance #medicaresupplement #licensedinsuranceagent #aep #annualenrollmentperiod #openenrollment ... See MoreSee Less
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At Encore Financial Group, we are dedicated to helping members of our community achieve and maintain financial independence.Β We do this via a holistic approach to reducing risk, offering protection services and potential growth opportunities for our clients who love their family and are serious about their money.

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